I'm not really a moron...

I just kind of look like one right now...

It's all my own fault. I realize that. It all started right before Christmas when I decide to try to be organized (should have known then, that it would all end badly).

Flashback to the 15th of December. Through my bank's Bill Pay, I scheduled my mortgage payment to go out on the 1st of January. My thinking was that will the holidays and all I would be really busy and this way I wouldn't have to worry.

You can see where I'm going with this, can't you?

Yep. Paid it twice.

The good news is that I don't have to pay it again until March...the bad news is that we don't really have a bunch of extra money just lying around waiting to be overspent.

So, I panicked, briefly...and then did what I had to do to cover my ass. Luckily for my dumb ass, I had a credit card that was almost paid off, with a 0% interest offer. Bonus! I wrote myself a check and all was well.

Flash-forward to Friday. Grabbed the mail out of the mailbox after picking AJ up from school. I had a hour before his 5 year check up and shot festival. Now, I don't want to give you the wrong idea about me, but I know what it looks like when the bank sends an overdraft notice - and I was holding one in my sweaty little hand.
"damn it" How was that even possible? I know I had everything covered!

I won't bore you with a long dialogue about the bank phone calls, the credit card company calls and the two visits to the bank I had to make...I'll just tell you that is was my fault (again). I had $40 left on the credit card I used to fix my bank account. And the $10 payment that was due? I paid it 3 days late. So they refused the check. By the time I even found out about it (no notification from bank or CC Comp.) I had $295 in late fees, a $19 fee from the returned check from the bank and $39 from the CCC, and my account was -$550. HOLY CRAP.

Luckily for me, the bank was extremely helpful and refunded the fees. Hubby was not quite as understanding, but once i explained it was fixed (again) he wasn't too mad.

Everything is all straightened out, but I feel like a HUGE moron. I'm normally much better at managing "things", really I am.

Do you even want to hear about the doctors appointment? It was all good, except the screaming(no, not mine, although I might have had a tear or two). The problems came the following day (yeah, I had a great weekend) I guess that the Tetanus/Diphtheria vaccine can cause a bad reaction after the fourth shot (guess which one we just got?).

Little man's leg was HUGE. It didn't seem to bother him, but Hubby and I were going a little crazy watching the huge red hot lump in his leg!

It's much better tonight.

So, a fresh start to a new week...hopefully with fewer moronic moments...